Investment Management

  • Assessment of your goals, time frames, and risk tolerance
  • Asset allocation recommendations
  • Portfolio design and construction
  • Continuous portfolio monitoring, rebalancing, and maintenance
  • Ongoing portfolio manager evaluation

Retirement & Financial Planning

  • Optimize retirement income
  • Social Security strategies
  • Minimizing taxes in retirement
  • Strategies to protect your wealth
  • Tax efficient investing - tax loss harvesting 
  • Financial planning for life decisions
  • Employee benefit / pension analysis
  • Charitable giving strategies

Asset & Income Protection 

  • Life Insurance: Term and Whole Life (WL, UL, VUL)
  • Disability Insurance
  • Long Term Care Insurance 
  • Fixed & Variable Annuities

Small Business Services

  • Retirement Plans: 401(k), SIMPLE IRA, SEP IRA, Individual 401(k)
  • Group Life & Disability Insurance
  • Executive Bonus planning


All Investing involves risk including the potential loss of principal. No investment strategy such as asset allocation can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Please note that individual situations can vary. 

Please note that rebalancing investments may cause investors to incur transaction costs and, when rebalancing a non-retirement account, taxable events will be created that may increase your tax liability. 

There can be no assurance that alternative investments will be profitable and will even outperform asset classes correlated to the stock and bond markets. These strategies are not suitable for all investors.