Our Services

Portfolio Construction

Asset allocation plays a vital role in the success of any investment portfolio. Besides frequent rebalancing, alternative asset classes to reduce volatility (if and when appropriate) we use top quartile, best in class asset managers in every asset class. Morningstar Advisor is utilized to help us evaluate managers and to create the best blend of investment managers for our clients’ portfolios.

Accounts commonly worked with include: IRA, Rollover IRA, Roth IRA, SEP IRA, Simple IRA, 401(K), Taxable Investment Accounts, 529 College Funding.

Insurance and Annuities

Whether you’re an individual looking to protect your family from the unthinkable or a business owner looking to ensure a positive future for your business and employees, we have access to over fifty insurance carriers to get you the coverage you need with the most competitive rates.

Types of Insurance Offered:Term Life, Whole Life, Universal Life, Variable Universal Life, Disability Insurance, Long Term Care Insurance, Fixed and Variable Annuities.


All Investing involves risk including the potential loss of principal. No investment strategy such as asset allocation can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Please note that individual situations can vary. 

Please note that rebalancing investments may cause investors to incur transaction costs and, when rebalancing a non-retirement account, taxable events will be created that may increase your tax liability. 

There can be no assurance that alternative investments will be profitable and will even outperform asset classes correlated to the stock and bond markets. These strategies are not suitable for all investors.